New fintech to launch for independent musicians and creators offering financial resources and music business educationA new financial tech company is set to launch, specifically supporting “urban music artists and creators” with access to financial resources and education on the music business.
The fintech, which is called Notes, has been created by entrepreneur and former recording artist Victor D. Lombard (also known as DIVINE) in partnership with hip-hop artist RAKIM. Currently, it is due for release at the end of February, and is set to offer both freemium and premium subscription tiers.

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Notes is described as an all-in-one platform and gateway to financial independence, aimed to empower and support music makers as they grow their careers. According to TechCrunch, the app is currently in its beta testing phase, and provides financial literacy and music business education via multimedia courses, and offers step-by-step guides on topics such as financial management and monetising music.
It also has a feature that lets artists write lyrics and connect with others within the app, while a “digital passport” lets users track credit scores, access loans, and use budget tools. Notes partners with lenders and creditors and earns a commission on referral fees when users apply for loans through its platform. It even has AI tools, including an AI assistant which utilises RAKIM’s voice.

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Of the launch, DIVINE says (via TechCrunch), “I want Notes to shift the narrative from artists being exploited by record labels to artists owning their financial future and career success. If an artist can use Notes to get funding for their next album, learn how to run their music career as a business, and leverage community collaboration for growth, then we’ve succeeded.”
You can find out more or sign up to be notified when the platform goes live via the official Notes website.
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